Rates as of July 2026

Stamp Duty & Registration Charges in Bangalore 2026

Estimate Karnataka stamp duty, cess, surcharge, registration fee, total payable cost, and effective percentage for a Bangalore property purchase.

Calculator

Examples: 75L, 1 Cr, 12500000, ₹85,00,000

Parsed value

₹1,00,00,000

Itemized Estimate

Rates as of July 2026. Verify current rates before payment.

Stamp duty₹0
Cess (10% of stamp duty)₹0
Surcharge₹0
Registration fee (1%)₹0
Total payable₹0
Effective % of value0.00%

How stamp duty works in Karnataka

Stamp duty is a state levy paid when a property sale deed is registered. In Karnataka, the stamp duty slab depends on the property value. The total outflow also includes registration fee, cess on stamp duty, and surcharge on stamp duty. This calculator hardcodes the requested July 2026 rates for Bangalore urban and rural area types.

Worked example: ₹1 Cr flat in urban Bangalore

For a ₹1,00,00,000 flat in an urban BBMP/BMRDA area, stamp duty is 5% or ₹5,00,000. Cess is 10% of stamp duty, or ₹50,000. Urban surcharge is 2% of stamp duty, or ₹10,000. Registration fee is 1% of value, or ₹1,00,000. The estimated total is ₹6,60,000, equal to 6.60% of the property value.

No women-buyer concession in Karnataka

Karnataka has no separate stamp duty concession for women buyers under the rates used here. Buyer composition may affect ownership and loan planning, but this calculator applies the same stamp duty slabs for all buyers.

Before paying, verify current rates on Kaveri Online Services or with the relevant registering authority. This page is an estimate, not legal or tax advice.

Frequently Asked Questions

What is the stamp duty in Bangalore in 2026?

For the rates used here, stamp duty is 2% up to ₹20 lakh, 3% from ₹20,00,001 to ₹45 lakh, and 5% above ₹45 lakh, plus cess, surcharge, and registration fee.

What is the registration fee in Karnataka?

This calculator uses a registration fee of 1% of property value.

Does Karnataka offer a women-buyer concession?

No. Karnataka has no separate concession for women buyers under the rates used on this page.

What is the difference between cess and surcharge?

Both are additional charges calculated on stamp duty. Cess is 10% of stamp duty. Surcharge is 2% of stamp duty for urban areas and 3% for rural areas.

Should I verify the amount before payment?

Yes. Verify current rates before payment on Kaveri Online Services or with the registration office.